What to Do If You Are Laid Off From Work

Layoff Notice
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What should you do when you receive a lay-off notice? What's the best way of surviving a layoff? If you've lost your job, you're not alone. There are always companies that are cutting jobs or restructuring operations. It's a normal part of conducting business in today's economy.

Even when unemployment is low, organizations continue to streamline their workforce; there are i, and .

How can you tell if it's going to happen to your job? Before the official notification, rumors of  often run rampant through an office, so employees might be somewhat prepared for a lay-off announcement. In other cases, the news is a surprise — you're shocked, unpleasantly astonished, and not at all sure what to do next.

How to Handle a Lay-Off

How should you handle it if you're the recipient of a lay-off notice or if you ?

First and foremost, you should check with your company on the benefits you might be entitled to when you leave. It's important to be informed about your , so you are clear on where you stand when you lose your job. Then, it's important to  and to make sure you have all the bases covered so that you can start a job search.

You may, however, be able to turn a layoff into a new career. Here's how to handle unemployment, start a job search, and more advice on what to do when you get laidoff.

Check Your Benefits

If you do have an inkling that there's going to be bad news, be prepared to ask what  are eligible for.

If you've already been laidoff and haven't been informed about the benefits, call the human resources department at your former company or your manager to request information on the status of your benefits:

  • Ask about , accrued vacation, and sick pay, pension benefits, and eligibility for . If you lose your job through no fault of your own, and you meet the eligibility requirements, you should be entitled to receive unemployment compensation.
  • Severance packages might be negotiable. You have nothing to lose by asking for more than what's offered.
  • Request information on the continuance of health and life insurance benefits. If your employer has more than 20 employees, they are mandated by law to offer health insurance coverage through to terminated employees for at least 18 months. However, it is worth asking if you would be covered for a certain period of time at no cost to you.
  • Health insurance is also available through the government's health insurance marketplaces. Here's information on .
  • Check on options for  or .
  • Ask about outplacement resources — some companies provide job search assistance.
  • Request a  for your files.

Take Care of the Basics

An important task for those unemployed, and for all job seekers, is to . Before you can implement the plan, however, you need to take care of the basics.

The most critical issue, in most cases, is income. Contact your  as soon as you can to determine if you are eligible for unemployment benefits. If you can't make ends meet — and many of us can't — on an unemployment check, consider , taking a , or to supplement your income.

Get Help

Don't be proud.Your temporarily reduced circumstances might entitle you to food stamps or other government benefits. Remember, you paid for those benefits out of every paycheck you've earned. Your state's social services department can inform you what assistance you qualify for.

If you are a member of a church, ask if there is any help available. Community organizations often have resources to help the unemployed with food baskets, donations, and babysitting.

 to help with the mechanics of your job search. Many state employment services and public libraries have internet access as well as access to software and printers to help you produce a resume. They may also have counselors who can provide assistance with writing a resume and cover letter and finding a job. Here's how to  when you're job searching.

Assess Your Goals

Refocus your energy and use this unexpected windfall of time as an opportunity to  and to get on track and find a new position. Many job seekers have turned a  into a positive experience.

A forced departure from a job has often opened a path to a new, more satisfying, and better-paying career that wouldn't have been considered under other circumstances.

Start Your Job Search

, including where to look for jobs, the top job sites, how to use your connections, how to ace the interview, and how to follow up.

How Long it Will Take to Get Hired

How long will it take to line up a new position? There isn't an easy answer. If you've got in-demand skills, it might happen very quickly. If not, it might.

If it's taking more time than you thought, don't be discouraged. There are  even when nothing seems to be working. Finding the right job can take time, but it will happen. Do your  while you're looking for the next step on your career path.