Jacara
The 6 Best Bank Bonuses in 2019
  • Investing
    • Basics
    • Stocks
    • Real Estate
    • Value Investing
    • View All
  • Credit & Debt
    • Building Credit
    • Credit Card Basics
    • Reducing Debt
    • Reports & Scores
    • View All
  • Retirement Planning
    • Basics
    • 401(k) Plans
    • IRAs
    • Social Security
    • View All
  • Banking & Loans
    • Basics
    • Best Savings Account Rates
    • Getting a Loan
    • Online Banking
    • View All
visit our other sites
Jacara uses s to provide you with a great user experience. By using Jacara, you accept our
use of s.
Banking and Loans
  • Basics
  • Savings Accounts
  • Checking Accounts
  • Certificates of Deposit
  • Online Banking
  • Home Loans
  • Credit Unions
  • Getting a Loan
  • Small Business
  • Security & Safety
  • All Banking and Loans
    Personal Finance Banking and Loans

    The 6 Best Bank Bonuses in 2019

    See what you can earn when you open a new account

    • Email
    By Eric Rosenberg
    Updated December 29, 2018

    We are committed to researching, testing, and recommending the best products. We may receive commissions from purchases made after visiting links within our content. Learn more about our review process.

    The banking industry is a very competitive place, and financial institutions are all vying to hold your hard-earned dollars. Some banks offer customers a bonus for opening or adding to an account. So if you're thinking about moving around your money, it's to your advantage to consider these bonus offers.

    Bank account bonuses vary in size and requirements, so it is important to review the details of any offer and shop around a bit before signing up. Also, if you plan to move your primary checking or savings account, consider all of the costs and features to determine if it is a good fit for your needs. If you have a large emergency fund or large cash savings in general, you are in a prime position to qualify for savings account bonuses. If you are unhappy with your current bank, a good checking account signup bonus can be the tie-breaker that leads you to choose one bank over another.

    Many bank bonuses require a minimum deposit, direct deposit minimum, deposit period, or other hurdles to get your bonus. Before you sign up, make sure you understand the requirements and can qualify. Also, make sure to look at the latest interest rate when signing up, as the ​interest on the best savings accounts can add up over time.

  • 01

    HSBC

    Courtesy of HSBC

    HSBC currently has three signup bonuses available for its three main checking account offerings. You can earn $200 with a new Choice Checking account, $350 for the mid-tier Advance Checking, and $750 with HSBC Premier checking when you qualify.

    Choice checking requires $1,500 in new money deposits for at least 90 days. Advance checking requires a $10,000 deposit. Earning the biggest $750 bonus requires $100,000 in deposits in eligible accounts. While that’s a huge hurdle to meet, there are no direct deposit requirements.

    HSBC isn’t the biggest name in banking in the United States, but it is the largest bank in Europe and 7th largest in the world. Plus, with FDIC insurance, you know your money is always safe.

  • 02

    Citi

    Courtesy of Citi

    Among large, nationwide banks headquartered in the US, Citi offers a sign up bonus of when you deposit $50,000 in New-to-Citibank funds in the Citi Priority Account Package.

    These bonuses also don’t require any minimum direct deposit activity. However, the middle bonus offers an extra $100, to $500 total, when you complete a qualifying direct deposit two months in a row within 60 days of opening your new account.

    These accounts have varying levels of fees that are avoidable when you meet minimum balance or activity requirements. Fees range from $12 to $30 monthly for the checking accounts. However, the requirement to avoid the fee is equal to the deposit requirement for the bonus, so you’ll be in good shape as long as you leave the funds alone for the minimum 60 day period.

  • 03

    TD Bank

    Courtesy of TD Bank

    TD Bank will hand you up to $300 with qualifying activity in a new TD Premier Checking account. You’ll get $300 with $2,500 or more in total direct deposits within 60 days of opening a new account. If that’s too hefty for you, the TD Convenience Checking offers a $150 bonus with just $500 in total direct deposits within 60 days of opening a new account.

    The lower-end account charges $15 per month unless you keep a minimum $100 daily balance. TD Premier Checking charges $25 per month unless you keep a minimum $2,500 daily balance. If you can maintain those requirements, this bonus is a tempting deal.

    This offer is limited to those in Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia or Washington, D.C.

  • 04

    PNC

    Courtesy of PNC

    A new PNC Virtual Wallet account can earn you a $300 bonus. For the best deal, you’ll need to open a new Virtual Wallet with Performance Select account and add $5,000 or more in direct deposits plus 10 debit card purchases within 60 days of opening your account. Earn $200 with a Performance Spend account and 10 debit purchases after $2,000 in direct deposits. The basic Virtual Wallet account offers a $50 bonus with $500 or more in direct deposits and 10 debit card purchases.

    These three accounts have varying fees and features. One interesting feature is a breakdown between what it calls Spend, Reserve, and Growth accounts within the PNC Virtual Wallet. Those represent checking, short-term savings, and long-term savings respectively. With all three accounts, you can avoid the monthly fee with qualifying activity.

    Like at other banks, higher tier accounts come with higher fees and better features. The flagship Virtual Wallet with Performance Select includes ATM fee reimbursement. The basic Virtual Wallet account doesn’t give you the same benefit.

  • 05

    Capital One

    Courtesy of Capital One

    The Capital One Money Market account is a great high-interest savings account that ranks among the best savings accounts on the market today. The account looks even better with $200 for signing up. You’ll have to deposit $10,000 or more in a new account, opened using code OFFER200, to get the bonus.

    Capital One is known for having no monthly fees on its accounts. There are no direct deposit minimums or other requirements to get this offer. You just need to bring the deposits in from an outside bank to qualify. If you meet those terms, you should get the bonus within 60 days.

    There is no specific minimum time to keep the cash in a new account to keep the bonus, but with one of the best savings interest rates out there, you probably won’t want to take your money anywhere else anytime soon.

  • 06

    Discover Bank

    Courtesy of Discover Bank

    Discover offers another great set of bank accounts with no monthly fees and competitive interest rates. New account holders can qualify for a $150 or $200 bonus after depositing $15,000 or $25,000 in a new savings account respectively.

    With easy earning requirements, no monthly account fees to worry about, and no minimum deposit time to qualify for the bonus, this one is a really good deal. Just meet the deposit requirements and your bonus should show up in your account.

    Discover is best known for its line of credit cards, but it has expanded into the world of banking with very competitive accounts. Like Capital One Bank, these are worth considering even without the bonus. Getting $200 to bring your cash over just makes the deal even more tempting.

  • Our Process

    Our writers spent 5 hours researching the most popular bank signup bonuses on the market. Before making their final recommendations, they considered 97 different bonuses overall, screened options from 80 different brands, read over 100 user reviews (both positive and negative), and tested 4 of the signup bonuses themselves. All of this research adds up to recommendations you can trust.
  • She's very meticulous when it comes to running her household

    How to Tell If a Bank Account Bonus Is a Good Deal

  • hand holding credit card and wallet by laptop

    Northpointe Bank Review - Everything You Need to Know

  • Man in suit using walk up ATM at bank

    The 8 Best National Banks to Use in 2019

  • Finger touching chart

    The 8 Best Rates on CDs, Savings, & Checking Accounts for 2019

  • Outside of Wells Fargo Bank on Market Street

    The 8 Best Big Banks to Use in 2019

  • Woman Paying Bills on Laptop

    CitiCitizens Bank Review - Everything You Need to Know

  • Woman using walkup ATM

    The 8 Best Banks to Use in 2019

  • TIAA Bank Review - Everything You Need to Know

  • Wells Fargo Bank Review - Everything You Need to Know

  • Black credit card surrounded by twenty dollar bills

    The 8 Best Credit Card Signup Bonuses to Get in 2019

  • Person walking past glass bank building in front of Chase Bank logo

    The 8 Best Banks and Credit Unions in the Northeast to Use in 2019

  • Female executive talking to business partners

    Should You Bank Locally or Choose a National Bank?

  • hand holding credit card and wallet by laptop

    Navy Federal Credit Union Review - Everything You Need to Know

  • You can make money directly off of other people's debt.

  • Couple looking at computer in their house, woman of the couple holding a credit card

    The 7 Best Loans for Bad Credit in 2019

  • mobile banking alerts

    Mobile Banking Alerts Everyone Should Activate

Our Best Money Tips, Delivered
You're in! Thanks for signing up.
There was an error. Please try again.
  • Investing
  • Credit & Debt
  • Retirement Planning
  • Banking & Loans
  • About Us
  • Terms of Use
  • Privacy Policy
  • Cookie Policy
  • Contact
  • Editorial Guidelines
Also from Jacara Team
Jacara is part of the Dotdash publishing family.
  • and