With the Chase Sapphire Reserve, you can earn 50,000 bonus points after spending $4,000 on purchases in the first three months after opening your account. Bonus points are worth up to $750 — that’s 50-percent more than usual — in travel when you redeem your points through Chase Ultimate Rewards, which is Chase’s online travel booking tool.
On top of the sign-up bonus, you’ll receive a $100 application fee credit for Global Entry or PreCheck, a $300 annual travel credit, access to airport lounges, and special rental car privileges with partner agencies if you use your credit card to book.
You can earn three points for every dollar you spend on travel; three points per dollar on dining worldwide; and one point per dollar on everything else.
Important Pricing: The regular APR is 19.24% to 26.24%. The annual fee is $450 for the primary cardholder and $75 for any additional authorized users (up to four allowed).
Like the Chase Sapphire Reserve, the Chase Sapphire Preferred also pays 60,000 bonus points after you spend $4,000 on purchases in the first three months of opening your account. Unlike the Sapphire Reserve, however, the 60,000 bonus points are only worth $750 (25-percent more than usual) when you redeem them through Chase Ultimate Rewards. The Sapphire Preferred does have a much lower annual fee that makes it more attractive to some consumers, though.
You’ll earn two points for every dollar you spend on travel and dining purchases and one point for every dollar you spend on all other purchases.
Important Pricing: The regular APR is 18.24% to 25.24%. The annual fee is $95.
With the Chase Ink Business Preferred, small business owners can earn 80,000 bonus points for their business after spending $5,000 in the first three months after opening their card. The bonus worth up to $1,000 in travel when you redeem through Chase Ultimate Rewards.
Earn three points per dollar on the first $150,000 spent in specific business categories each year, including travel, shipping, internet, cable, phone, and social media/search engine advertising purchases. All your other card purchases earn unlimited one point per dollar. Your rewards are worth 25-percent more when you redeem through Chase Ultimate Rewards.
Important Pricing: APR is 18.24% to 23.24%. The annual fee is $95 and there’s no foreign transaction fee.
Earn 30,000 bonus miles when you spend $1,000 on purchases on your new Gold Delta SkyMiles credit card in the first three months of opening your account. Plus, you’ll earn a $50 statement credit after you make just one Delta purchase in the first three months.
From there, you’ll earn two miles for every dollar you spend on Delta purchases and one mile for every dollar you spend on all other credit card purchases. You'll also receive Main Cabin 1 priority boarding.
Important Pricing: The regular APR is 17.99% to 26.99% based on your creditworthiness. The $95 annual fee is waived in the first year and there’s no foreign transaction fee.
Earn 150,000 Hilton Honors bonus points after you spend $3,000 on your Hilton Honors American Express Ascend within the first three months following the opening of your credit card.
After that, you can earn 12 Hilton Honors Bonus Points for every dollar you spend with a participating hotel or resort within the Hilton Portfolio; six points for each dollar you spend at U.S. restaurants, supermarkets, and gas stations; and three points for every dollar you spend on all other purchases.
Important Pricing: The regular APR for purchases is 17.99% to 26.99%. The annual fee is $95.
With the Blue Cash Preferred Card from American Express, cardholders earn a $250 bonus statement credit after they spend $1,000 on purchases within the first three months of opening their account.
From there, cardholders earn 6 percent on every dollar they spend at U.S. supermarkets (on up to $6,000 in purchases each year); 3 percent cash rewards on purchases at U.S. gas stations; and 1 percent on everything else including grocery purchases over the annual $6,000 limit.
Important Pricing: Enjoy zero percent introductory APR on purchases and balance transfers for the first 12 months. The regular APR after the promotional period ends is 15.24% to 26.24%. The annual fee is $95.
The BankAmericard Cash Rewards credit card has the lowest minimum spending requirement of any credit card on our list. Earn a $150 sign-up bonus if you spend $500 in the first three months of opening your account.
Then, earn 3 percent back on your category of choice (gas, dining, online shopping, travel, home improvement/furnishings, drugstores) and 2 percent back on groceries and wholesale clubs on the first $2,500 in the combined choice category, grocery, and wholesale club purchases completed each quarter. All other purchases earn unlimited 1 percent cash back.
If you have a checking, savings, or investment account with Bank of America or Merrill Lynch you can earn up to 25% bonus on your rewards.
Important Pricing: Enjoy a 0% introductory APR for the first 12 billing cycles on both purchases and balance transfers. The regular APR after the promotional period ends is 16.24% to 26.24%. There’s no annual fee.
The new Wells Fargo Cash Wise Visa card pays a $200 cash rewards bonus when you spend $1,000 on purchases in the first three months. After that, you'll earn unlimited 1.5% cash rewards on all purchases.
Aside from the ongoing rewards rate, you can also earn 1.8% cash back on qualified mobile wallet purchases for the first 12 months of having an account.
Important Pricing: Enjoy 0% introductory APR on purchases and balance transfers for the first 12 months. The regular APR is 16.24% to 28.24%, based on your creditworthiness. There’s no annual fee.
The 8 Best Credit Card Sign-up Bonuses of 2019
We are committed to researching, testing, and recommending the best products. We may receive commissions from purchases made after visiting links within our content. Learn more about our review process.
Over the past few years, credit card companies have come up with increasingly appealing incentives to attract new cardholders. Sign-up bonuses—just one such incentive—are a lump sum reward you receive after spending a minimum amount on your credit card in the first three months following its opening.
Occasionally, there’s some fine print to take into account, but for this list, we’ve considered both the amount of the bonus and the spending requirement to reach it. In some cases, the annual fee or other credit card perks may make one card more attractive than another. Read on to find the right card—and sign-up bonus—for you.